Whether you are building a house, buying a car or traveling for a medical treatment, chances are good that you will run into some unexpected costs. That is a fact of life. The important thing is to try to anticipate these situations so you are not caught unprepared.
Some common culprits are:
Extra airline luggage fees
Additional rental-car fees for insurance coverage or for extra perks such as a child seat or a GPS navigation system
Unexpected medical costs
Let us take a more detailed look at this last one.
Every surgical intervention in the world – no matter how small, has the potential to end in a medical complication. Fortunately, medical complications tend to be rare for most procedures. However, it is important to keep in mind that if one occurs, you might be responsible for paying additional medical costs. It all depends on your health plan, insurance coverage, or the type of medical procedure package you purchased.
If you do not have insurance coverage, then it is advisable to purchase a medical complication insurance to protect yourself against these types of situations. Additionally, you should educate yourself about the potential risks and complications associated with your particular procedure, and try to lower your risk for complications by following your doctor’s instructions.
Longer Hospital Stay
There may be circumstances when your doctor will recommend a longer hospital stay than was originally anticipated. This could be due to a medical complication or simply because you are not healing as quickly as expected. In other instances your physician may ask you to spend a few extra days in your hotel recuperating. In either case it is important to be prepared to pay additional charges, especially if you do not have insurance coverage.
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